How Does Hydro And Wave Energy Work Environmental Sciences Essay

How Does Hydro And Wave Energy Work Environmental Sciences Essay Vitality otherwise called power is a significant wellspring of vitality utilize all around the globe. Power Energy does a ton of work, for example, it gives individuals light. It warms our bodies and homes. It runs our TVs and our vehicles. It causes us to develop and move and think. Vitality is the ability to change things. It is the capacity to accomplish work. Light is a kind of vitality we utilize constantly. We use it so we can see. We get a large portion of our light from the sun. Around evening time individuals must make there our own light. Typically, we use power to make light. In todays world with the assistance of most recent innovation vitality can be made by utilizing heat from sun, intensity of wind and the power of falling water or wave. As of now government from all around the globe are sharp in putting a ton of cash in these activities. The tasks are met to be earth well disposed, low in cost, simple to keep up and commotion free. Hydro vitality framework gives vitality that regularly originates from water power and changes over to power. Hydro vitality can be made by utilizing numerous ways. In a large portion of the main nations, the most dependable and modest basic technique for producing vitality from water are hydroelectric dams, where water descends through a region that makes turbines turn and afterward vitality can be caught to run a generator. Force can likewise be produced from the vitality of flowing powers or wave power, which utilizes the vitality made by waves. 1.2 Technology in various nations Mechanical advances in the plants and in power transmission make it possible to fabricate hydroelectric plants in remote areas, a long way from where the force will be utilized. The Itaipu Dam on the Paranã ¡ River among Paraguay and Brazil can create up to 12,600 megawatts of intensity. This plant, opened in 1982, supplies about all Paraguays power and one-fourth of that required for Brazil. Tasik Kenyir (Lake Kenyir) Sultan Mahmud hydroelectric force station in Malaysia has a limit of 400 megawatts of intensity. One of the biggest hydroelectric activities on the planet is Chinas Three Gorges venture on the Yangtze River. The dam, intended to control the overwhelming floods on the waterway, incorporates an enormous hydroelectric plant. With a limit of 18,200 megawatts, Three Gorges is anticipated to have the option to give up to one-ninth of Chinas power needs. China has likewise manufactured numerous little hydroelectric plants for neighborhood use around the nation. 1.3 Stage of improvement of Hydro Energy Hydroelectric force developed quickly after that. In 1886 there were 45 hydroelectric plants in the United States. By 1889, 200 plants were producing power by utilizing water for a few or the entirety of the force. Simultaneously, hydroelectric force plants opened the world over. Italy constructed its first hydroelectric plant in 1885 at Tivoli, in the mountains outside Rome. The plant at first controlled lights in the close by town. Yet, by 1892 a second plant in a similar area was giving capacity to Rome, the main significant distance power transmission in Italy. Different nations with great conditions for hydroelectric force before long constructed plants. Canada, France, Japan, and Russia were among the first ready. During the period from 1900 to 1950 the utilization of hydroelectric force expanded quickly. 1.4 Economics and legislative issues included Hydro vitality frameworks have a major effect financially as the framework gives vitality to open where they are charged for the overhauled. While this procedure go on capital ordinarily comes in the market where each one gets a bit of the business or makes benefit for there business. Politically the framework can have any kind of effect for instance if there is a catastrophic event the legislature will make a misfortune. 1.5 Cultural and dynamic in various nations Numerous nations on the planet use hydro vitality framework to make power in a lower cost. At present Canada comes up top of the rundown for high use and the United States comes in second. One of the principle reasons the accompanying nations took the choice to utilize hydro vitality framework the most to create power is on the grounds that its a sustainable power source, which implies it won't be exhausted after some time and it will reliably be renewed. It is likewise a spotless vitality source. 1.6 Possible Problems when utilizing Hydro Energy One issue that can happen when utilizing hydro vitality is that it at some point can change the characteristic progression of the water which can make it conceivable to hurt plants and creatures in the water. It can likewise harm zones and untamed life, as while making a hydro electric dam, regions ought to be overflowed. 1.7 Profitable Hydro Energy framework Different reasons that numerous nations need to utilize hydro vitality is that it is less expensive than utilizing different techniques to change over vitality to power. It is additionally dependable and can be utilized very quickly when gone on to fulfill the need for power. In this way, one must gauge the advantages and disadvantages before choosing to utilize hydro vitality to flexibly their interest for power. 1.8 Application of Hydro Energy our Major A hydro vitality plant can assimilates the vitality of falling water to produce power then a turbine can changes over the vitality of falling water into mechanical vitality. At that point a generator needs to change over the mechanical vitality into electrical energy. Hydro plants can be in various size from small scale hydro that power truth be told, not many homes. A Dam can raise water level of a waterway to make falling water. Also the dam can control the progression of water. The supply that is made is will for all intents and purposes put away vitality. The power of falling water should push against the turbines edges making the turbine turn one way. A water turbine is like a windmill,â except that the vitality is given in various manner, falling water rather than wind. The turbine should change over the dynamic vitality of falling water into a mechanical vitality. Generator that is associated with the turbine through shafts soâ when the turbine turns it makes the generator to pivot likewise change over theâ mechanical vitality from the turbine into electric vitality. Wave Energy 2.1 Background of wave vitality Waves are normally brought about by the breeze which blows over the ocean level. In numerous piece of the world, the breeze blows with various power to give waves that can be utilized to create vitality. There is elevated level vitality and power in the sea waves. Wave force can devicesâ and extricate vitality straightforwardly from the surface sea waves or from pressure vacillations underneath the surface. Wave can likewise be created wave when earth quack happens. Wave powerâ varies widelyâ in various pieces of the world, and wave vitality cannot be usefull successfully all over the place. Wave-force can be found in various regions of the world incorporate the western shores of Scotland, northern Canada, southern Africa, Australia, and theâ north-western shorelines of the United States. 2.2 Technology In the current market advances and configuration in wave Energy framework has improved massively. The mechanical wave power station/plant needs to utilize a shoreline chamber, in which seawater goes back and forth normally. As the water come, the air in the chamber is pressurized and compelled to experience an opening into the turbine, to make it turn. As the water retreats, the air is returns, leaving the turbine turning. The turbine at that point can be associated by means of a pole yet the new innovation is utilizing belt to the generator where vitality will be changed over into power. 2.3 Impact on condition In todays world wave power is considered as ecologically amicable. Most grumble as a rule originate from nearby neighbors as it very well may be somewhat boisterous, scene, or influence of streets prompting the destinations. These grumbles are at present observed as impediment. 2.4 Political and Economical Impact Wave vitality has had a major effect financially and politically from years. Financially in a manner when a task occur it unites capital which implies everybody private venture, contracts workers, shops and many get a segment of the business and procure them benefit. Politically it can influence the legislature if the venture doesn't work in view of a cataclysmic event. 2.5 Application of wave vitality Dynamic vitality normally must be in the wave that moves in the sea. The vitality can be utilized to power and run a turbine. Following the model in graph 1 underneath wave should rise while arriving at the chamber. The powers of the rising water really need to push let some circulation into of the chamber. The moving air in red shading appeared in the chart turns the genuine turbine which will physically turn the generator. After this procedure wave down, wind currents through the turbine and go into the chamber through entryways that are ordinarily shut. Others framework really goes through and down movement of the wave to control cylinder that goes here and there inside the chamber. That cylinder ought to have the option to turn a generator. Flowing Power Wave Energy Graph 1 Examination of various vitality framework Hydro Energy Hydroelectric force has different advantages also. Dams and hydroelectric plants keep going quite a while. This implies once the expenses of building are paid off, a hydroelectric plant turns into a moderately economical wellspring of power. Wave Energy Wave vitality framework is tantamount to hydro vitality. Favorable circumstances are it doesn't upset open in the event that there of commotion. Detriments are it can cause harms on the off chance that there are ocean storm and furthermore bug be hard for designers to do any support. Wind Energy Wind Energy framework work about a similar way wave vitality works. Before engineers used to put large turbines in land however now innovation has improved same framework can be expand on ocean and fills in the same class as some other framework. End Following the conversation between various sort of vitality frameworks. Vitality is a significant factor in todays world. As innovation level is rising better vitality framework is been structure and tried. As of now another vitality framework has been tried which works submerged. The turbine framework is fixed on the ground to protec

Definition and Discussion of Mental Grammar

Definition and Discussion of Mental Grammar Mental sentence structure is theâ generative syntax put away in the mind that permits a speaker to create language that different speakers can comprehend. It is likewise known asâ competence language structure and semantic skill. It appears differently in relation to semantic execution, which is the rightness of real language use as per a dialects endorsed rules.â The idea of mental sentence structure was advanced by American language specialist Noam Chomsky in his noteworthy work Syntactic Structures (1957). Philippe Binder and Kenny Smith noted in The Language Phenomenon how significant Chomskys work was: This attention on syntax as a psychological element permitted gigantic advancement to be made in portraying the structure of dialects. Identified with this work is Universal Grammar, or the inclination for the cerebrum to take in complexities of language structure since the beginning, without being verifiably shown all the standards. The investigation of how the mind really does this is called neurolinguistics. One approach to clarifyâ mentalâ or competenceâ grammarâ is to ask a companion an inquiry about a sentence, Pamela J. Sharpe writes in Barrons How to Prepare for the TOEFL IBT. Your companion most likely wont know whyâ its right, however that companion will knowâ ifâ its right. So one of the highlights of mental or skill sentence structure is this unimaginable feeling of accuracy and the capacity to hear something that sounds odd in a language. Its an inner mind or verifiable information on language, not learned through repetition. In The Handbook of Educational Linguistics, William C. Ritchie and Tej K. Bhatia note, A focal part of the information on a specific language assortment comprises in its punctuation that is, itsâ implicitâ (or inferred or subliminal) information on the guidelines of articulation (phonology), of word structure (morphology), of sentence structure (linguistic structure), of specific parts of importance (semantics), and of aâ lexiconâ or jargon. Speakers of a given language assortment are said to have an implicitâ mental grammarâ of that assortment comprising of these standards and vocabulary. It is this psychological language structure that decides in huge part the recognition and creation of speechâ utterances. Since the psychological syntax assumes a job in real language use, we should infer that it is spoken to in the cerebrum in some way.The point by point investigation of the language clients mental sentence structure is for the most part viewed as the area of the order of etymology, though the investigation of the manner by which the psychological punctuation is put to use in the genuine understanding and creation of discourse in phonetic execution has been a significant concern ofâ psycholinguistics. (In Monolingual Language Use and Acquisition: An Introduction.) Before the mid twentieth century and past to Chomsky, it wasnt truly concentrated how people procure language or what precisely in ourselves makes us not quite the same as creatures, which dont use language as we do. It was simply arranged uniquely that people have reason, or a sane soul as Descartes put it, which truly doesnt clarify how we secure language-particularly as children. Children and little children dont truly get language structure guidance on the best way to assemble words in a sentence, yet they gain proficiency with their local tongue just by introduction to it. Chomsky took a shot at what it was that was unique about human minds that empowered this learning.

Does Renting Your Home Really Mean Youre Throwing Money Away - OppLoans

Does Renting Your Home Really Mean Youre Throwing Money Away - OppLoans Does Renting Your Home Really Mean Youre Throwing Money Away? Does Renting Your Home Really Mean Youre Throwing Money Away?There are many benefits to home ownership, but its supremacy over leasing isnt nearly as clear-cut as some would have you believe.It’s a question as old as real estate itself: Should you rent or buy? You need a place to live, and those are generally the two options. So which option is better? That’s what you’re reading this article to find out!Of course, there isn’t just one answer that would fit every situation, or else you probably would have learned that answer before coming to this article. However, some people lean far more towards one option than the other.In fact, you may have heard people say that renting a home or apartment is “throwing your money away.” But is it actually? And why would they say something like that?Let’s find out!Homeownership means home equity.  On a basic level, you likely already know the difference between renting and buying something. Typically, if you’re purchasing an item, y ou’ll own that item after you pay money for it. If you’re renting it, then you get to use it for as long as you’re willing to regularly pay for the use.When it comes to a home or apartment, few people will be buying a property with one big lump sum of cash. It’s far more likely that a buyer will take out a mortgage, which is a loan used to pay for a house. The loan is paid down monthly and accrues interest while the home acts as collateral, meaning it will be seized by the bank if the owner can’t make their payments.“When buying a home you can take advantage of tax breaks such as deductions on interest rates and deductions on annual real estate taxes paid based on the assessed value of your property,” explained the experts at Redfin (@Redfin). “Homeowners pay monthly mortgage payments, gradually reducing the principal mortgage amount over time while the property keeps on increasing value, and you as a homeowner can build equity and increase your stake of ownership in the property with every payment.“And if you decide to sell your house you will get enough money to pay off the loan, and earn a little extra that you can use to purchase another house. In contrast, renters still make a monthly payment, but these funds do nothing to contribute to the renter’s long-term wealth.”Because renters do not build equity, many people will claim that renting is “throwing money away.”But there are benefits to renting, too.Of course, renting is not literally the same as throwing your money away. If spending money on something you will not own forever is throwing it away, then why have we been burning cash on all of this worthless food every day?In fact, not only can renting be the more sensible choice in many situations but owning tends to have its own forms of “throwing money away.”“Many people think renting is ‘throwing your money away’ but every person’s situation is different,” advised Ivan Chong, founder of Lazy Finances (@Lazy_Fina nces). “If you plan on moving every few years, renting might make sense over buying. Every time you buy/sell a house, you get hit with closing fees which are a significant amount of money. Mortgage interest, property tax, and homeowner’s insurance are all ‘unrecoverable expenses’ similar to rent, though you can deduct some of them off of your taxes. These effects are amplified in high cost of living areas.”Even if you are certain you want to own a home, that doesn’t always mean the present is the best time to buy one. If the time is not right to buy a home, then renting will actually save you money in the long term, not waste it.“The housing market fluctuates. If you need to sell it is possible that the market may be flat, and you can lose out on your investment,” explained Jared Weitz (@jaredweitz), CEO and Founder of United Capital Source Inc. “Fight this off by following the general rule of looking to buy a home when the interest rates are low, and the market is heading down. There are many hidden costs of home ownership, and renting shouldn’t always be looked at as ‘throwing money away.’“If you plan to spend less than three years in a home and have minimal money saved for a down depositâ€"look at renting. Unless you have 20 percent of a home cost available for a down payment, you will need to also factor in mortgage insurance payments.Additionally, if you look to buy in a condominium or housing community, HOA and maintenance fees will be included in your monthly payment. This adds additional cost to home ownership, making renting more appetizing while you save up.”Figure out what makes sense for you.One of the worst real estate choices you can make is one that you feel pressured into, against your better interests, because of generalizations you’ve been told.“The biggest mistake I see people make is buying a ‘starter home’ simply because they’re ‘sick of throwing away money’ or they feel pressure to take the next s tep into adulthood,” warned Stephen Caplan, financial advisor at Neponset Valley Financial Partners. “All sorts of evidence suggests that many young people end up regretting their home purchase because they didn’t know exactly what they were getting themselves into.The longer you live in a home, the more likely you are to reap the benefits of homeownership. On the flip side, your home purchase can turn into a disaster if your time horizon is too short.”Want to hear about someone’s personal experience navigating these choices? Here you go!“For myself and my husband, we chose to rent for the first 4.5 years of our marriage,” recounted Amanda Kintz, of Crunchy Hippie Life (@MsCrunchyHippie) and author of Dirt Cheap Adult: A Millennials Guide to Life on a Budget. “Renting allowed us options to move almost painlessly to different opportunities as they became available, rather than waiting and stressing about having to sell a house.It also significantly lessened the burden on us as a newly married couple building up their bank account since we didnt have to find things like emergency repairs or home improvements.“While we do own a home now, we are very thankful for the time we spent renting as it allowed us the freedom to save money and explore job opportunities (including moving to three different states!). I know we would not have been able to do that if we had been homeowners.”Older homeowners might be better off renting.It’s always a good idea to examine the specifics of each situation, rather than trying to adhere to general rules. For example, you might think an older person who is not planning to move would be the ideal candidate for home ownership, assuming they can afford it. But that’s not always the case.“As it relates to older clients I will often recommend renting instead of buying especially for second or vacation homes,” explained T. Eric Reich of Reich Asset Management. “Even renting a primary residence can be smart for older clients. My argument for renting is that while you may be physically able to maintain the home today, will you still be able to in 10-15 years?For a 65-year-old, many can’t answer that question confidently. The downside, of course, is that the rental could be sold and you could have to move at an age when you are least inclined to do that so it depends on the rental.“Personally, I’m not going to be climbing ladders or mowing lawns at age 80+ and hiring someone to do that work only adds to the cost of ownership. I’d rather see that money in their pocket working for them instead.As to the concern of leaving your house to your kids, I understand that most everyone wants to do that for their heirs yet almost no heirs actually want it, or if they do, they can’t afford it or afford to buy the other heirs out of it. What heirs really want is cash, not the house and all the issues that come with disposing of it.”Figuring out the best choice for you may not be as snappy a s logan as “renting is throwing your money away.” It does, however, have the benefit of being true more often. To learn more about housing-related financial issues, check out these other posts and articles from OppLoans:A Thrifty Person’s Guide to DownsizingHow Much Money Do You Actually Need to Buy a House?Is Rent-to-Own a Good Way to Purchase a Home?How You Can DIY Your Way to Cheaper Home MaintenanceDo you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.Visit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedIN  |  InstagramContributorsAfter spending nearly four years in New York City as an investment consultant, Stephen Caplan moved back home to the Boston area in August 2016 to join  Neponset Valley Financial Partners as a wealth manager. Upon his return, it soon became obvious to Stephen that one particular issue was affecting the financial lives of fellow millennials much more than anything else: st udent debt. Stephen has since become an expert on student loan repayment planning and recently earned the Certified Student Loan Professional (CSLP) designation. His practice focuses on helping young professionals integrate personalized student loan repayment strategies into long-term financial plans.Ivan Chong is a tech executive based in Silicon Valley. Ivan started  Lazy Finances (@Lazy_Finances) to help busy people like himself better understand personal finance and to show them ways to lazily save on their everyday expenses.Amanda Kintz (@MsCrunchyHippie) is a Registered Nurse. After living on an income of just $16,000 with her husband in 2014, Amanda discovered a passion for educating and empowering people to live a lifestyle of wellness in both body and finances. Her creative ideas for living a healthy and financially free life can be found on her blog, CrunchyHippieLife.com, and her new book, Dirt Cheap Adult: A Millennials Guide to Life on a Budget, now available on Amazon and Barnes and Noble.com.Redfin (@Redfin) invented map-based real estate search in the US. Then they hired their own agents to put consumers first. Redfin Agents are accountable for helping clients buy and sell the right home, at the right price.Eric Reich is President and founder of  Reich Asset Management, LLC. He relies on his more than 20 years of experience to help clients have an enjoyable retirement. Using his Enjoyable Retirement Solution, Eric helps retirees maximize retirement income while preserving their principal. He believes that, for many retirees, preserving principal is more important than trying to beat the market. Eric is a graduate of the Richard Stockton College where he earned a Bachelor of Arts in Business Management. He has since become a Certified Financial PlannerTM professional, obtained his Certified Investment Management AnalystSM (CIMA ®) and earned his Chartered Life Underwriter ® (CLU ®) and Chartered Financial Consultant ® (ChFC ®) designations.Jared Weitz  (@jaredweitz)  has been in the financial services industry for over 10 years. Due to his extensive work experience and deep network of close financial relationships, he handles a multitude of different finance options for his clients and contacts. Over the years, he has held positions in some of the largest business financing companies in the U.S. Some of his roles have been: Underwriter, Director of Business Development, Managing Partner and currently, CEO of  United Capital Source, LLC. Does Renting Your Home Really Mean Youre Throwing Money Away - OppLoans Does Renting Your Home Really Mean Youre Throwing Money Away? Does Renting Your Home Really Mean Youre Throwing Money Away?There are many benefits to home ownership, but its supremacy over leasing isnt nearly as clear-cut as some would have you believe.It’s a question as old as real estate itself: Should you rent or buy? You need a place to live, and those are generally the two options. So which option is better? That’s what you’re reading this article to find out!Of course, there isn’t just one answer that would fit every situation, or else you probably would have learned that answer before coming to this article. However, some people lean far more towards one option than the other.In fact, you may have heard people say that renting a home or apartment is “throwing your money away.” But is it actually? And why would they say something like that?Let’s find out!Homeownership means home equity.  On a basic level, you likely already know the difference between renting and buying something. Typically, if you’re purchasing an item, y ou’ll own that item after you pay money for it. If you’re renting it, then you get to use it for as long as you’re willing to regularly pay for the use.When it comes to a home or apartment, few people will be buying a property with one big lump sum of cash. It’s far more likely that a buyer will take out a mortgage, which is a loan used to pay for a house. The loan is paid down monthly and accrues interest while the home acts as collateral, meaning it will be seized by the bank if the owner can’t make their payments.“When buying a home you can take advantage of tax breaks such as deductions on interest rates and deductions on annual real estate taxes paid based on the assessed value of your property,” explained the experts at Redfin (@Redfin). “Homeowners pay monthly mortgage payments, gradually reducing the principal mortgage amount over time while the property keeps on increasing value, and you as a homeowner can build equity and increase your stake of ownership in the property with every payment.“And if you decide to sell your house you will get enough money to pay off the loan, and earn a little extra that you can use to purchase another house. In contrast, renters still make a monthly payment, but these funds do nothing to contribute to the renter’s long-term wealth.”Because renters do not build equity, many people will claim that renting is “throwing money away.”But there are benefits to renting, too.Of course, renting is not literally the same as throwing your money away. If spending money on something you will not own forever is throwing it away, then why have we been burning cash on all of this worthless food every day?In fact, not only can renting be the more sensible choice in many situations but owning tends to have its own forms of “throwing money away.”“Many people think renting is ‘throwing your money away’ but every person’s situation is different,” advised Ivan Chong, founder of Lazy Finances (@Lazy_Fina nces). “If you plan on moving every few years, renting might make sense over buying. Every time you buy/sell a house, you get hit with closing fees which are a significant amount of money. Mortgage interest, property tax, and homeowner’s insurance are all ‘unrecoverable expenses’ similar to rent, though you can deduct some of them off of your taxes. These effects are amplified in high cost of living areas.”Even if you are certain you want to own a home, that doesn’t always mean the present is the best time to buy one. If the time is not right to buy a home, then renting will actually save you money in the long term, not waste it.“The housing market fluctuates. If you need to sell it is possible that the market may be flat, and you can lose out on your investment,” explained Jared Weitz (@jaredweitz), CEO and Founder of United Capital Source Inc. “Fight this off by following the general rule of looking to buy a home when the interest rates are low, and the market is heading down. There are many hidden costs of home ownership, and renting shouldn’t always be looked at as ‘throwing money away.’“If you plan to spend less than three years in a home and have minimal money saved for a down depositâ€"look at renting. Unless you have 20 percent of a home cost available for a down payment, you will need to also factor in mortgage insurance payments.Additionally, if you look to buy in a condominium or housing community, HOA and maintenance fees will be included in your monthly payment. This adds additional cost to home ownership, making renting more appetizing while you save up.”Figure out what makes sense for you.One of the worst real estate choices you can make is one that you feel pressured into, against your better interests, because of generalizations you’ve been told.“The biggest mistake I see people make is buying a ‘starter home’ simply because they’re ‘sick of throwing away money’ or they feel pressure to take the next s tep into adulthood,” warned Stephen Caplan, financial advisor at Neponset Valley Financial Partners. “All sorts of evidence suggests that many young people end up regretting their home purchase because they didn’t know exactly what they were getting themselves into.The longer you live in a home, the more likely you are to reap the benefits of homeownership. On the flip side, your home purchase can turn into a disaster if your time horizon is too short.”Want to hear about someone’s personal experience navigating these choices? Here you go!“For myself and my husband, we chose to rent for the first 4.5 years of our marriage,” recounted Amanda Kintz, of Crunchy Hippie Life (@MsCrunchyHippie) and author of Dirt Cheap Adult: A Millennials Guide to Life on a Budget. “Renting allowed us options to move almost painlessly to different opportunities as they became available, rather than waiting and stressing about having to sell a house.It also significantly lessened the burden on us as a newly married couple building up their bank account since we didnt have to find things like emergency repairs or home improvements.“While we do own a home now, we are very thankful for the time we spent renting as it allowed us the freedom to save money and explore job opportunities (including moving to three different states!). I know we would not have been able to do that if we had been homeowners.”Older homeowners might be better off renting.It’s always a good idea to examine the specifics of each situation, rather than trying to adhere to general rules. For example, you might think an older person who is not planning to move would be the ideal candidate for home ownership, assuming they can afford it. But that’s not always the case.“As it relates to older clients I will often recommend renting instead of buying especially for second or vacation homes,” explained T. Eric Reich of Reich Asset Management. “Even renting a primary residence can be smart for older clients. My argument for renting is that while you may be physically able to maintain the home today, will you still be able to in 10-15 years?For a 65-year-old, many can’t answer that question confidently. The downside, of course, is that the rental could be sold and you could have to move at an age when you are least inclined to do that so it depends on the rental.“Personally, I’m not going to be climbing ladders or mowing lawns at age 80+ and hiring someone to do that work only adds to the cost of ownership. I’d rather see that money in their pocket working for them instead.As to the concern of leaving your house to your kids, I understand that most everyone wants to do that for their heirs yet almost no heirs actually want it, or if they do, they can’t afford it or afford to buy the other heirs out of it. What heirs really want is cash, not the house and all the issues that come with disposing of it.”Figuring out the best choice for you may not be as snappy a s logan as “renting is throwing your money away.” It does, however, have the benefit of being true more often. To learn more about housing-related financial issues, check out these other posts and articles from OppLoans:A Thrifty Person’s Guide to DownsizingHow Much Money Do You Actually Need to Buy a House?Is Rent-to-Own a Good Way to Purchase a Home?How You Can DIY Your Way to Cheaper Home MaintenanceDo you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.Visit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedIN  |  InstagramContributorsAfter spending nearly four years in New York City as an investment consultant, Stephen Caplan moved back home to the Boston area in August 2016 to join  Neponset Valley Financial Partners as a wealth manager. Upon his return, it soon became obvious to Stephen that one particular issue was affecting the financial lives of fellow millennials much more than anything else: st udent debt. Stephen has since become an expert on student loan repayment planning and recently earned the Certified Student Loan Professional (CSLP) designation. His practice focuses on helping young professionals integrate personalized student loan repayment strategies into long-term financial plans.Ivan Chong is a tech executive based in Silicon Valley. Ivan started  Lazy Finances (@Lazy_Finances) to help busy people like himself better understand personal finance and to show them ways to lazily save on their everyday expenses.Amanda Kintz (@MsCrunchyHippie) is a Registered Nurse. After living on an income of just $16,000 with her husband in 2014, Amanda discovered a passion for educating and empowering people to live a lifestyle of wellness in both body and finances. Her creative ideas for living a healthy and financially free life can be found on her blog, CrunchyHippieLife.com, and her new book, Dirt Cheap Adult: A Millennials Guide to Life on a Budget, now available on Amazon and Barnes and Noble.com.Redfin (@Redfin) invented map-based real estate search in the US. Then they hired their own agents to put consumers first. Redfin Agents are accountable for helping clients buy and sell the right home, at the right price.Eric Reich is President and founder of  Reich Asset Management, LLC. He relies on his more than 20 years of experience to help clients have an enjoyable retirement. Using his Enjoyable Retirement Solution, Eric helps retirees maximize retirement income while preserving their principal. He believes that, for many retirees, preserving principal is more important than trying to beat the market. Eric is a graduate of the Richard Stockton College where he earned a Bachelor of Arts in Business Management. He has since become a Certified Financial PlannerTM professional, obtained his Certified Investment Management AnalystSM (CIMA ®) and earned his Chartered Life Underwriter ® (CLU ®) and Chartered Financial Consultant ® (ChFC ®) designations.Jared Weitz  (@jaredweitz)  has been in the financial services industry for over 10 years. Due to his extensive work experience and deep network of close financial relationships, he handles a multitude of different finance options for his clients and contacts. Over the years, he has held positions in some of the largest business financing companies in the U.S. Some of his roles have been: Underwriter, Director of Business Development, Managing Partner and currently, CEO of  United Capital Source, LLC. Does Renting Your Home Really Mean Youre Throwing Money Away - OppLoans Does Renting Your Home Really Mean Youre Throwing Money Away? Does Renting Your Home Really Mean Youre Throwing Money Away?There are many benefits to home ownership, but its supremacy over leasing isnt nearly as clear-cut as some would have you believe.It’s a question as old as real estate itself: Should you rent or buy? You need a place to live, and those are generally the two options. So which option is better? That’s what you’re reading this article to find out!Of course, there isn’t just one answer that would fit every situation, or else you probably would have learned that answer before coming to this article. However, some people lean far more towards one option than the other.In fact, you may have heard people say that renting a home or apartment is “throwing your money away.” But is it actually? And why would they say something like that?Let’s find out!Homeownership means home equity.  On a basic level, you likely already know the difference between renting and buying something. Typically, if you’re purchasing an item, y ou’ll own that item after you pay money for it. If you’re renting it, then you get to use it for as long as you’re willing to regularly pay for the use.When it comes to a home or apartment, few people will be buying a property with one big lump sum of cash. It’s far more likely that a buyer will take out a mortgage, which is a loan used to pay for a house. The loan is paid down monthly and accrues interest while the home acts as collateral, meaning it will be seized by the bank if the owner can’t make their payments.“When buying a home you can take advantage of tax breaks such as deductions on interest rates and deductions on annual real estate taxes paid based on the assessed value of your property,” explained the experts at Redfin (@Redfin). “Homeowners pay monthly mortgage payments, gradually reducing the principal mortgage amount over time while the property keeps on increasing value, and you as a homeowner can build equity and increase your stake of ownership in the property with every payment.“And if you decide to sell your house you will get enough money to pay off the loan, and earn a little extra that you can use to purchase another house. In contrast, renters still make a monthly payment, but these funds do nothing to contribute to the renter’s long-term wealth.”Because renters do not build equity, many people will claim that renting is “throwing money away.”But there are benefits to renting, too.Of course, renting is not literally the same as throwing your money away. If spending money on something you will not own forever is throwing it away, then why have we been burning cash on all of this worthless food every day?In fact, not only can renting be the more sensible choice in many situations but owning tends to have its own forms of “throwing money away.”“Many people think renting is ‘throwing your money away’ but every person’s situation is different,” advised Ivan Chong, founder of Lazy Finances (@Lazy_Fina nces). “If you plan on moving every few years, renting might make sense over buying. Every time you buy/sell a house, you get hit with closing fees which are a significant amount of money. Mortgage interest, property tax, and homeowner’s insurance are all ‘unrecoverable expenses’ similar to rent, though you can deduct some of them off of your taxes. These effects are amplified in high cost of living areas.”Even if you are certain you want to own a home, that doesn’t always mean the present is the best time to buy one. If the time is not right to buy a home, then renting will actually save you money in the long term, not waste it.“The housing market fluctuates. If you need to sell it is possible that the market may be flat, and you can lose out on your investment,” explained Jared Weitz (@jaredweitz), CEO and Founder of United Capital Source Inc. “Fight this off by following the general rule of looking to buy a home when the interest rates are low, and the market is heading down. There are many hidden costs of home ownership, and renting shouldn’t always be looked at as ‘throwing money away.’“If you plan to spend less than three years in a home and have minimal money saved for a down depositâ€"look at renting. Unless you have 20 percent of a home cost available for a down payment, you will need to also factor in mortgage insurance payments.Additionally, if you look to buy in a condominium or housing community, HOA and maintenance fees will be included in your monthly payment. This adds additional cost to home ownership, making renting more appetizing while you save up.”Figure out what makes sense for you.One of the worst real estate choices you can make is one that you feel pressured into, against your better interests, because of generalizations you’ve been told.“The biggest mistake I see people make is buying a ‘starter home’ simply because they’re ‘sick of throwing away money’ or they feel pressure to take the next s tep into adulthood,” warned Stephen Caplan, financial advisor at Neponset Valley Financial Partners. “All sorts of evidence suggests that many young people end up regretting their home purchase because they didn’t know exactly what they were getting themselves into.The longer you live in a home, the more likely you are to reap the benefits of homeownership. On the flip side, your home purchase can turn into a disaster if your time horizon is too short.”Want to hear about someone’s personal experience navigating these choices? Here you go!“For myself and my husband, we chose to rent for the first 4.5 years of our marriage,” recounted Amanda Kintz, of Crunchy Hippie Life (@MsCrunchyHippie) and author of Dirt Cheap Adult: A Millennials Guide to Life on a Budget. “Renting allowed us options to move almost painlessly to different opportunities as they became available, rather than waiting and stressing about having to sell a house.It also significantly lessened the burden on us as a newly married couple building up their bank account since we didnt have to find things like emergency repairs or home improvements.“While we do own a home now, we are very thankful for the time we spent renting as it allowed us the freedom to save money and explore job opportunities (including moving to three different states!). I know we would not have been able to do that if we had been homeowners.”Older homeowners might be better off renting.It’s always a good idea to examine the specifics of each situation, rather than trying to adhere to general rules. For example, you might think an older person who is not planning to move would be the ideal candidate for home ownership, assuming they can afford it. But that’s not always the case.“As it relates to older clients I will often recommend renting instead of buying especially for second or vacation homes,” explained T. Eric Reich of Reich Asset Management. “Even renting a primary residence can be smart for older clients. My argument for renting is that while you may be physically able to maintain the home today, will you still be able to in 10-15 years?For a 65-year-old, many can’t answer that question confidently. The downside, of course, is that the rental could be sold and you could have to move at an age when you are least inclined to do that so it depends on the rental.“Personally, I’m not going to be climbing ladders or mowing lawns at age 80+ and hiring someone to do that work only adds to the cost of ownership. I’d rather see that money in their pocket working for them instead.As to the concern of leaving your house to your kids, I understand that most everyone wants to do that for their heirs yet almost no heirs actually want it, or if they do, they can’t afford it or afford to buy the other heirs out of it. What heirs really want is cash, not the house and all the issues that come with disposing of it.”Figuring out the best choice for you may not be as snappy a s logan as “renting is throwing your money away.” It does, however, have the benefit of being true more often. To learn more about housing-related financial issues, check out these other posts and articles from OppLoans:A Thrifty Person’s Guide to DownsizingHow Much Money Do You Actually Need to Buy a House?Is Rent-to-Own a Good Way to Purchase a Home?How You Can DIY Your Way to Cheaper Home MaintenanceDo you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.Visit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedIN  |  InstagramContributorsAfter spending nearly four years in New York City as an investment consultant, Stephen Caplan moved back home to the Boston area in August 2016 to join  Neponset Valley Financial Partners as a wealth manager. Upon his return, it soon became obvious to Stephen that one particular issue was affecting the financial lives of fellow millennials much more than anything else: st udent debt. Stephen has since become an expert on student loan repayment planning and recently earned the Certified Student Loan Professional (CSLP) designation. His practice focuses on helping young professionals integrate personalized student loan repayment strategies into long-term financial plans.Ivan Chong is a tech executive based in Silicon Valley. Ivan started  Lazy Finances (@Lazy_Finances) to help busy people like himself better understand personal finance and to show them ways to lazily save on their everyday expenses.Amanda Kintz (@MsCrunchyHippie) is a Registered Nurse. After living on an income of just $16,000 with her husband in 2014, Amanda discovered a passion for educating and empowering people to live a lifestyle of wellness in both body and finances. Her creative ideas for living a healthy and financially free life can be found on her blog, CrunchyHippieLife.com, and her new book, Dirt Cheap Adult: A Millennials Guide to Life on a Budget, now available on Amazon and Barnes and Noble.com.Redfin (@Redfin) invented map-based real estate search in the US. Then they hired their own agents to put consumers first. Redfin Agents are accountable for helping clients buy and sell the right home, at the right price.Eric Reich is President and founder of  Reich Asset Management, LLC. He relies on his more than 20 years of experience to help clients have an enjoyable retirement. Using his Enjoyable Retirement Solution, Eric helps retirees maximize retirement income while preserving their principal. He believes that, for many retirees, preserving principal is more important than trying to beat the market. Eric is a graduate of the Richard Stockton College where he earned a Bachelor of Arts in Business Management. He has since become a Certified Financial PlannerTM professional, obtained his Certified Investment Management AnalystSM (CIMA ®) and earned his Chartered Life Underwriter ® (CLU ®) and Chartered Financial Consultant ® (ChFC ®) designations.Jared Weitz  (@jaredweitz)  has been in the financial services industry for over 10 years. Due to his extensive work experience and deep network of close financial relationships, he handles a multitude of different finance options for his clients and contacts. Over the years, he has held positions in some of the largest business financing companies in the U.S. Some of his roles have been: Underwriter, Director of Business Development, Managing Partner and currently, CEO of  United Capital Source, LLC.

The Contribution Of Guidance And Support From Our Instructor

Acknowledgements The contribution in terms of guidance and support from our Instructor, Frank Formica in preparing this document is gratefully acknowledged. Document Acceptance and Release Notice This document is authorised for release once all signatures have been obtained. PREPARED: Nancy Jose Pulickal Date: 27 / 08 / 2015 (for acceptance) Student ID Number 100348555 ACCEPTED: Date: / / (for release) , Contents BUBSMATE PRIVACY POLICY 1 PURPOSE OF THIS POLICY 1 COLLECTION OF YOUR PERSONAL INFORMATION 1 DISCLOSURE OF PERSONAL INFORMATION 2 USE OF PERSONAL INFORMATION 2 COOKIES 2 SECURITY 3 CHANGES TO THIS PRIVACY POLICY 3 ACCESSING YOUR PERSONAL INFORMATION 3 COMPLAINTS 3 CONTACT US 4 PROTECT YOUR IDENTITY AND†¦show more content†¦COLLECTION OF YOUR PERSONAL INFORMATION We respect the fact that individual privacy is very important and we take this responsibility very seriously. We will be collecting your information such as: 1. Title, name, address and contact details 2. Date of birth 3. Credit card/Debit card or bank account details Personal information provided to BUBSMATE will not be disclosed to other organisations or individuals without the provider s permission or when obliged to provide such information by lawful authority. We will be collecting your information through our website, by reaching us through contact us option, by emailing us, or at time on call based on the situation. BUBSMATE will never sell, trade, lease or rent any personal information to other organisations except as stated and agreed when collecting information from customers. At BUBSMATE we collect the personal information for: 1. Providing customers with details of our new products and offers 2. To send a confirmation when the goods (orders) are delivered or dispatched from the warehouse. 3. To deliver the order to the right address in a timely manner 4. Making the shopping easier when they find it difficult to proceed with a transaction (Credit Card/Debit Card/Bank details) 5. Seeking feedback on our products and services in order to improve our business DISCLOSURE OF PERSONAL INFORMATION 6.29 An APP

Lower Paleolithic The Changes Marked by the Early Stone Age

The Lower Paleolithic period, also known as the Early Stone Age, is currently believed to have lasted from between about 2.7 million years ago to 200,000 years ago. It is the first archaeological period in prehistory: that is to say, that period when the first evidence of what scientists consider human behaviors have been found, including stone tool making and the human use and control of fire. The beginning of the Lower Paleolithic is traditionally marked when the first known stone tool manufacture occurred, and so that date changes as we continue to find evidence for tool-making behavior. Currently, the earliest stone tool tradition is called the Oldowan tradition, and Oldowan tools have been found at sites in the Olduvai Gorge in Africa dated to 2.5-1.5 million years ago. The earliest stone tools discovered so far are at Gona and Bouri in Ethiopia and (a little later) Lokalalei in Kenya. The Lower Paleolithic diet was based on the consumption of scavenged or (at least by the Acheulean period of 1.4 million years ago) hunted large-sized (elephant, rhinoceros, hippopotamus) and medium-sized (horse, cattle, deer) mammals. The Rise of the Hominins The behavioral changes seen during the Lower Paleolithic are ascribed to the evolution of the hominin ancestors of human beings, including Australopithecus, and especially Homo erectus / Homo ergaster. Stone tools of the Paleolithic include Acheulean handaxes and cleavers; these suggest that most humans of the earliest period were scavengers rather than hunters. Lower Paleolithic sites are also characterized by the presence of extinct animal types dated to the Early or Middle Pleistocene. Evidence seems to suggest that the controlled use of fire was figured out sometime during the LP. Leaving Africa It is currently believed that the human beings known as Homo erectus left Africa and traveled into Eurasia along the Levantine belt. The earliest yet discovered H. erectus / H. ergaster site outside of Africa is the Dmanisi site in Georgia, dated about 1.7 million years ago. Ubeidiya, located close to the Sea of Galilee, is another early H. erectus site, dated to 1.4-1.7 million years ago. The Acheulean sequence (sometimes spelled Acheulian), a Lower to Middle Paleolithic stone tool tradition, was established in sub-Sarahan Africa, about 1.4 million years ago. The Acheulean toolkit is dominated by stone flakes, but also includes the first bifacially worked tools--tools made by working both sides of a cobble. The Acheulean is divided into three major categories: Lower, Middle, and Upper. The Lower and Middle have been assigned to the Lower Paleolithic period. Over 200 Lower Paleolithic sites are known in the Levant corridor, although only a handful have been excavated: Israel: Evron Quarry, Gesher Benot Yaaqov, Holon, Revadim, Tabun cave, Umm QatafaSyria: Latamne, GharmachiJordan: Ain Soda, Lions SpringTurkey: Sehrmuz and Kaltepe Ending the Lower Paleolithic The end of the LP is debatable and varies from place to place, and so some scholars just consider the period one long sequence, referring to it as the Earlier Paleolithic. I chose 200,000 as an ending point rather arbitrarily, but it is about the point when Mousterian technologies take over from Acheulean industries as the tool of choice for our hominin ancestors. Behavioral patterns for the end of the Lower Paleolithic (400,000-200,000 years ago) include blade production, systematic hunting and butchering techniques, and meat-sharing habits. Late Lower Paleolithic hominins probably hunted large game animals with hand-held wooden spears, used cooperative hunting strategies and delayed consumption of high-quality meat parts until they could be moved to a home base. Lower Paleolithic Hominins: Australopithecus 4.4-2.2 million years ago. Australopithecus was small and gracile, with an average brain size of 440 cubic centimeters. They were scavengers and were the first to walk on two legs. Ethiopia: Lucy, Selam, Bouri.South Africa: Taung, Makapansgat, Sterkfontein, SedibaTanzania: Laetoli Lower Paleolithic Hominins: Homo erectus / Homo ergaster ca. 1.8 million to 250,000 years ago. First early human to find its way out of Africa. H. erectus was both heavier and taller than Australopithecus, and a more efficient walker, with an average brain size of about 820 cc. They were the first human with a projecting nose, and their skulls were long and low with large brow ridges. Africa: Olorgesailie (Kenya), Bodo Cranium (Ethiopia), Bouri (Ethiopia), Olduvai Gorge (Tanzania), Kokiselei Complex (Kenya)China: Zhoukoudian, Ngandong, Peking Man, Dali CraniumSiberia: Diring Yuriakh (still somewhat controversial)Indonesia: Sangiran,  Trinil,  Ngandong, Mojokerto, Sambungmacan  (all in Java)  Middle East: Gesher Benot Yaaqov (Israel, maybe not H. erectus), Kaletepe Deresi 3 (Turkey)Europe: Dmanisi (Georgia), Torralba and Ambrona (Spain), Gran Dolina (Spain), Bilzingsleben (Germany), Pakefield (UK), Sima de los Huesos (Spain) Sources Agam A, Marder O, and Barkai R. 2015. Small flake production and lithic recycling at Late Acheulian Revadim, Israel. Quaternary International 361:46-60.Bar-Yosef O. 2008. . In: Pearsall DM, editor. Encyclopedia of Archaeology. New York: Academic Press. p 865-875.Gopher A, Ayalon A, Bar-Matthews M, Barkai R, Frumkin A, Karkanas P, and Shahack-Gross R. 2010. The chronology of the late Lower Paleolithic in the Levant based on U-Th ages of speleothems from Qesem Cave, Israel. Quaternary Geochronology 5(6):644-656.Pickering TR, Egeland CP, Domà ­nguez-Rodrigo M, Brain CK, and Schnell AG. 2008. Testing the shift in the balance of power hypothesis at Swartkrans, South Africa: Hominid cave use and subsistence behavior in the Early Pleistocene. Journal of Anthropological Archaeology 27(1):30-45.Stahlschmidt MC, Miller CE, Ligouis B, Hambach U, Goldberg P, Berna F, Richter D, Urban B, Serangeli J, and Conard NJ. 2015. On the evidence for human use and control of fire at Schà ¶ningen. Journal of Human Evolution 89:181-201.Stiner MC, Barkai R, and Gopher A. 2009. Cooperative hunting and meat sharing 400–200 kya at Qesem Cave, Israel. Proceedings of the National Academy of Sciences 106(32):13207-13212.Stout D, Hecht E, Khreisheh N, Bradley B, and Chaminade T. 2015. Cognitive Demands of Lower Paleolithic Toolmaking. PLoS ONE 10(4):e0121804.Zutovski K, and Barkai R. 2016. The use of elephant bones for making Acheulian handaxes: A fresh look at old bones. Quaternary International 406, Part B:227-238.

The Psychological Effect of Art Essay - 953 Words

â€Å"A Deeper Look into the Unseen: The Psychological Effect of Art† Paintings, like many forms of art, are very subjective—what one may find intriguing another may completely disagree. â€Å"Art is physical material that affects a physical eye and conscious brain† (Solso, 13). To glance at art, we must go through a process of interpretation in order to understand what it is we are looking at. Solso describes the neurological, perceptual, and cognitive sequence that occurs when we view art, and the often inexpressible effect that a work of art has on us. He shows that there are two aspects to viewing art: nativistic perception—the synchronicity of eye and brain that transforms electromagnetic energy into neuro-chemical codes—which is†¦show more content†¦Although the terms emotions and feelings are often used interchangeably, a careful analysis reveals that feelings are one aspect of emotion....Human emotions include four integral components: cognitive processes, affect of subjective feelings, physiological arou sal, and behavioral responses....Listening to music, or even just thinking about a favorite song, often elicit conditioned or learned emotions. (Gillis, 436) When one looks at art it is safe to say that one observer might interpret the piece differently than another observer. This is due to the fact that art affects people in different ways. â€Å"Both the mind and art are part of a single physical universe....Art is physical material that affects a physical eye and conscious brain....Art may bring us feelings of sublime joy as well as dark depression† (Solso, 12-13). Psychologically, art is processed through the brain, then as we think deeper and store the image into memory using the elaborative rehearsal method—creating a story with the information in order to assist with long term memory. â€Å"Art is to be experienced, appreciated, felt, and understood† (Solso, 13). Aspects of peace and a time cycle are appropriately incorporated by Alfred Thompson Briche r in Time and Tide. The most noticeable feature is the vast ocean with the tides shifting and waves rolling in and out with disregard for anything that could possibly in the way. 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Potluck free essay sample

The meaning of Doublespeak in Lutz opinion The essay Doublespeak specifically dives into the significance of the idea. The author does not hold back, but early on defines the general meaning of Doublespeak. The authors introduction is the explanation of doublespeak in general context. He lets the reader know beforehand about many tangents in double speak. He mentions four types of doublespeak which are euphemism, Jargon, gobblygook, and complex language. From these sub groups of double speak, he further explains detail of such doublespeak and its effect to the public. In essence, the effect of the author is to nform the audience precisely about doublespeak in many angles. He does not take a strong stance on his argument, but he does let his audience know that double speak is an effective rhetoric to use in certain circumstances. The idea of euphemism is to sugar coat an instance. This can be used by simple diction or a whole statement. We will write a custom essay sample on Potluck or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page It is up to the writer to choose his/her method. Lutz leaves the choice to the audience, but provides certain examples to let the audience be informed with the affect of euphemism in a statement. In essence, he provides short and precise examples by omparing a straightforward statement with a doublespeak statement. He informs the reader that euphemism is a rhetoric that creates vagueness in a blunt statement. In my opinion, Lutz did a fine Job. The omission of any statements will leave the essay vague and blank, in a sense. Secondly, Lutz explains and defines Jargon to be a prestigious type language to impress and inform an audience. Many of the high class workers use this rhetoric in their professions to make a good impression. In essence, a Jargon can be used in a hospital, court, or any other professional environment. Lutz rovides the reader with positives and negatives regarding this rhetoric. He informs his reader to be well aware of using such rhetoric. The examples provided are precise and clear cut. In essence, he gets his point through. Adding on, gobblygook is a certain doublespeak that is similar to a Jargon, but way out of proportion with its complexity. Lutz lets the reader know to use this language in specific rhetorical situations. He informs the audience that gobblygook is a type of rhetoric that is used impress a bunch of ignorant audience, or to impress an educated group of audience hom will actually understand the meaning of such words. Besides that, it is not proper to use in personal conversations unless youre Einstein. Lutz efficiently explains this idea by providing examples to the audience. Furthermore, complex language is a type of rhetoric that is considered moderate compared to gobblygook. Its not out of proportion, but can stray away the audience if used too much. In oral arguments it is not functional. If used in papers, it can work, but if used too much, it can confuse the reader. Lutz explains the moderation of this rhetoric compared to Jargon and gobblygook. In essence, Lutz does a fine Job explaining the definitions of double speak in all angles. He gives the audience a general definition and provides general examples to prepare the audience for the lesson. He divides the four main definitions and gives sub examples for each definition. In addition he connects each definition back and forth providing the audience will clarification on his topic. He classifies his work in a general topic, then provides examples, and ultimately connects it to the overall meaning of doublespeak. In essence, he does an effective Job explaining the audience the general idea of doublespeak.

Nothing Else Better To Do by David Archuleta free essay sample

For David’s debut album, the Japanese version had a bonus track. â€Å"Save The Day† was released in February 2009. This time around, it’s the same thing. The Japanese version of David’s new album, The Other Side Of Down, does indeed come with a new bonus track. The album will be released in Japan this month, and the new song is called â€Å"Nothing Else Better To Do†. The song was co-written by Archuleta, along with Emanuel Kiriakou (one of the writers of â€Å"Crush†, and the newest single â€Å"Falling Stars†), Andre Merritt, and Lindy Robbins. This song has a funky beat, and almost an island vibe to it. It’s different from the sound we’re used to hearing David sing, but he definitely pulls it off. Although the lyrics are random, if you really listen to them they do make some sense. It’s a love song, but with a twist. We will write a custom essay sample on Nothing Else Better To Do by David Archuleta or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Almost like Train’s â€Å"Hey Soul Sister†. The lyrics to that song are as random as you can get, and yet it’s still sweet and makes sense. Exactly like this song. â€Å"Twenty-five hours every day, I’ve got nothing else better to do†, â€Å"An island of green and blueberry ice, Wish we were there†, â€Å"You’re velvet on a red cupcake, Sound a cello and a violin make†Ã¢â‚¬ ¦ Those are only a few examples of how interesting the lyrics get, and yet if you can picture what David is saying, it becomes really sweet, and not just because of the red cupcake. Basically what he’s saying is that he’s got nothing else better to do than spend time with this person because he likes them so much. They â€Å"put the rings around the moon† as David puts it. It’s pretty clear that David helped pen this song, considering it mentions a lot of music and food (LOL). Another very David song. And that, along with the way he sings it, makes for a very unique song, and I personally love it.

You can Judge a Society by how well it treats its Prisoners Essay Example

You can Judge a Society by how well it treats its Prisoners Essay Example You can Judge a Society by how well it treats its Prisoners Essay You can Judge a Society by how well it treats its Prisoners Essay Essay Topic: Everything I Never Told You This says a lot about how Canada is governed; by the way Canada treats its prisoners, its impel to see that this is a country of forgiveness rather that punishment. Food Dostoevsky once stated You can judge a society by how well it treats its prisoners. This statement is correct as it can be seen that there in fact is a correlation between how well governed a society is. Countries with similar incentives for their prisoners as Canada, such as Sweden and its other Scandinavian neighbors tend to be more peaceful and have better international relations throughout the world. The complete opposite can be said for those countries that dont share the same or similar views as Canada, goes, this goes for countries such as Russia and North Korea. Scandinavian countries have been known to be some of the best countries in the world to live in. With that being said, it comes as no surprise they also have some of the very best prisons with very little re-offense rates. Semolina Island has hosted an open prison since 1971. An open prison is one in which prisoners are able to go into neighboring towns to do a number of various things such as school and work (Larson, 2013). The prison houses around 95 men who are serving time for crimes such as assault, drug refraining, theft and even murder. Though these crimes are severe, all of these 95 men on track to be released. These men are able to have luxuries such as TVs, sound system and even mini fridges in their cell blocks (Larson, 2013). Under electrical monitoring these men are able to visit with their families in the main land of Helsinki with no actual human supervision (Larson, 2013). The guards of the prison carry no weapons, pepper spray, or anything that could potentially cause bodily harm to one on the inmates (Larson, 2013). To many this does not seem like the ideal prison as in most Mounties including the United States most people are used to prisons being unbreakable walls with barred cells and guards carrying weapons and ready to use them at any time they feel necessary. However this shares something in common with the minimum security facilities in Canada. Like in the open prison setting, the minimum security prisons house inmates in small little houses where inmates have responsibilities such as laundry, grocery shopping and managing a budget. This is to give them the necessary skills that they will need in order to become a functioning member of society. Traditional prisons do not do much in the rehabilitation of criminal as they are expected to be kept in a cell where they are told when to eat, sleep, wake up and do the same cycle over again. Little to no responsibility is placed on the prisoner which correlates into higher re-offense rates. When these men and women are released back into a society they have been so detached fro for long periods of time, they are unable to properly function thus resulting them returning to crime. The United States known for having some of the worst prisons in the world, to no surprise they also have one of the highest e-offense rates in the world also thus showing that traditional prisons with the barred cells and unbreakable walls are not the most effective means of reducing references. Many may wonder how it is even possible for open prisons to be opened and upheld in society. The answer to that would be because there is hardly ever debate on criminal justice policy in countries such as these (Larson, 2013). The decisions are left to professionals that have done years of extensive research on how to best operate their prison system, thus resulting in the creation of this open prison concept (Larson, 2013). This method of selecting how exactly the prison system will be run seems to work quite well for the Scandinavians as they have had no problems with this concept in its 44 year existence. The inmates have not hurt anyone in the whole existence of the open prison therefore there is no reason to change a good thing. The treatment of inmates in Scandinavian countries shows just how much they actually care about their population as a whole. Scandinavian countries are always among the top ranked countries to live in and this is partly due to thee great social programming. These countries are prime examples of true socialist democracies as the tax fund they collect are well allocated into taking care of the more important thing in the countrys. Great amounts of the tax payers money of these Scandinavian countries go into things such as education which is why countries like Norway and Finland are among the top 10 most educated in the world (McMillan, 2014). Sweden, Denmark, Norway and Finland are also among the few countries that provide a free post- secondary education in the whole world (McMillan, 2014). The ability effectively take care of bigger issues such as education and social funds and till be able to provide a desirable safe destination for those who fail to comply to the law shows just what a great nations Scandinavia has. This proves that Food Dostoevsky was indeed correct when he stated You can judge a society by how they treat their prisoners, However not all countries put such emphasis on treating their prisoners well as the nations Of Scandinavia do. Though prisoners did fail to comply with the law this does not defeat the fact that they are human beings that are entitled to a certain standard of living. It is quite unfortunate that this is not the case in countries such as Russia and North Korea. Russia has 3 of the worlds worst prisons, the first Vladimir Central Prison (STATION, 2013). This prison it became infamous foot housing political prisoners during the Soviet Union era (STATION, 2013). Nowadays the overcrowded and disease-infested prison is known for the sadistic abuse that the inmates receive from the guards (STATION, 2013). Prisoners are forced out of their cells, ordered to put their hands on the wall and given beatings so severe that they have to be dragged back to their cells, while others result in deaths (STATION, 2013). As if this isnt enough, they re also ordered to beat each other. The second, Butyric Prison, this prison i: the largest central transit prison of Moscow is known for its brutality. It held 20,000 inmates during the Great Purge and thousands of them were executed after investigations (STATION, 2013). Its administration also resorted to violence every time the inmates tried to protest against anything (STATION, 2013). Besides the problem of overcrowding, as there could be u to 100 inmates in cells intended only for 10 people, it is extremely hot in the summer and also has problems with epidemics such as AIDS and tuberculosis STATION, 2013). The third and worst of them all is PETA Island Prison, this prison is isolated by the White Lake and was built to hold the most dangerous: prisoners (STATION, 2013). Though they never have to fear violence from the guards or their inmates, the restricted life of living in cages and in isolation, with no lavatories nor washing facilities surrounded by freezing cold water and snow, leaves the prisoners to deteriorate and become psychologically devastated (STATION, 2013). The conditions that the inmates of these prisons have to go through is treacherous, inmates in these prisons loud consider even some of the worst North American prisons soft compared to what they are put through in these prisons. To further prove the validity Food Dostoevsky quotation, Russia has been known to be part of some undesirable business. The Ukraine situation were many innocent lives were lost due to Russia trying to take over their country for its resources, and their leader Vladimir Putting being part of a number of conspiracy theories in his now 15 years in charge of Russia (Taylor, 2012). This again prove that is very possible to judge a society by how it treats its prisoners, Russia treats its rissoles brutishly and through the situation with the Ukraine it can be seen that the government of Russia is simply brutish in general. North Korea is home to the world worst prison called camp 22. The notorious Yearlong Concentration Camp, which has gained international attention in 2012 after its warden defected to China, was an isolated prison for political prisoners and has been in operation since 1965. A large compound that holds 50,000 prisoners, it was claimed that three generations of dissident families have been imprisoned there to completely remove the roots (STATION, 2013). In addition, the death camp has subjected inmates to extreme torture and human experimentation where they become lab rats for biological weapons like anthrax, bomb testing, and other brutalities (STATION, 2013). This prison shows just how sick the ruler of North Korea must be. To be aware of the testing of bomb and special gases use in warfare of people some of which are locked up for simple being related to someone who had once committed a crime is simple twisted. To no surprise North Korea is run by a dictator and may very well have the worst international relations in the world (fisher, 2014). Everything with relation to Edie is censored, the citizens of North Korea are not able to leave without special authorization for their leader and the quality of life in their country is very poor (fisher, 2014). There is no freedom of speech therefore speaking out against the government can quite easily get one killed (fisher, 2014). North Korea has very little trading partner due to the disagreement in political matters with most countries which leads to poverty among the citizens of North Korea as they have little market to trade resources they are abundant in (fisher, 2014). Again a correlation between the mistreatment of prisoners ND the mistreatment of people in society in general are evident in North Korea further proving that Food Dostoevsky words were very much valid. All and all, it is evident that societies can very well be judged by how well the treat their prisoners as stated by Food Dostoevsky. It has been seen that the better the prisoners in society are treated the less risk of them refunding. This is clearly evident in the Scandinavian open prison system which allows Inmates more freedom and results in greater success rate for those being rehabilitated back into society. Also in correlation to the excellent orison system these Scandinavian countries are also able to put great emphasis on things such as social funds, healthcare and education in order better their society as a whole. Though there are some countries that treat prisoners like human being unfortunately there are still others that treat them like animals. Countries such as Russia and North Korea are home to some of the worst prisons in the world known for things such as the beating of inmates, overcrowding and other discrepancies. They are also home to some of the most none desirable societies in the world today also.

Is it Ethical to Leak Information From the Dressing Room Essay

Is it Ethical to Leak Information From the Dressing Room - Essay Example According to the management team, what Iker did was unethical and therefore it made him sit on the bench for almost half of the season as the result of which the performance of â€Å"Real Madrid† suffered. This paper discusses the question of, is it really ethical for the media to reveal such conflict about a team which could easily be misused by the competitors? The paper also discusses the details of the case, analyzing the ethical side of it and putting light on that how the parties associated with the case have actually been affected by it.The Media in this situation played a very critical role. Sara Carbonero and Iker Casillas were accused several times for leaking the information of team’s locker room to the channel but the media made the situation worse by broadcasting it and making it available for the competitors of the â€Å"Spain’s Football Team† and â€Å"Real Madrid†. The media on several occasions exposed some controversial information such as the weakened relationships of players or the views of management on the poor performance of any specific team player. Every time the Channel Sara worked for broadcasted any such news it created an atmosphere of distrust in the team’s dressing room, affecting the relationships of the players to some extent. There have been many times when there has been a clash between the players because of the media issue. There have also been occasions when Iker thought about leaving the club that has been the most important part of his live.

Written campaign pitch Essay Example | Topics and Well Written Essays - 1750 words

Written campaign pitch - Essay Example This campaign pitch is designed to work under a strategy known as market-differentiation and through the use of the resources that are available in the Attic stores. The growth of this business as well as the consumer awareness/loyalty will be attained through the use of the resources provided by the three principal partners of Attic stores. The marketing mix to be used by the Attic stores will be centered on the emphasis of the high quality of their products and the fast customer service accorded to the clients by the staff of Attic stores. It is definitely probable that various risks will be involved in this type of a marketing mix. As a solution to this, Attic stores will consider structuring this campaign pitch into four segments. The first segment of this campaign pitch will focus on the instantaneous and responsive business environment accorded to Attic stores. In utilizing the immediate and responsive business environment, the Attic stores shall make use of a campaign slogan to be referred to as ‘fashion mania’. ‘Fashion mania’ can be given wide-meaning showing obsessions that people have for up-to-the-minute clothing and more specifically leisure/sportswear. We shall therefore change our business name to Attic Stores Fashion Mania. As part of our change, we shall encompass various modes for the distribution of our products. That means that we will not rely only on the traditional methodologies that are used by other retail outlets in the distribution of their products. As such, we will employ the use of other methodologies for example mail orders so as to address the clothing needs of our clients who are very busy and do not have free time at their disposal to come personally to the stores (Adcock, 1998). We will also use the internet and the social media like Facebook and blogs sell our products. The use of the social media is particularly important because at this digital era, most of the people

Economys production possibilities Essay Example for Free

Economys production possibilities Essay Problem Set 2 Complete all questions listed below. Clearly label your answers 1. What impact would a change that shifts an economys production possibilities curve outward have on the long run aggregate supply curve? How have improvements in computer technology affected production possibilities and the long run aggregate supply curve? Explain Answer: Growth of population and the labor-force participation rate Capital accumulation Improvements in technology 2. Construct the AD, SRAS, and LRAS curves for an economy experiencing: (a) full employment, (b) an economic boom, and (c) a recession. (Graphs can be hand drawn or done by computer; label all curves and axes clearly.) a=full employment; b=boom; c= recession 3. What is a budget deficit? How are budget deficits financed? Why do Keynesians believe that budget deficits will increase aggregate demand? Answer: A budget deficit occurs when the government spending exceeds government revenue in a given time period, usually one year. Budget deficits are financed by a countrys bonds. In the U.S., its financed by Treasury bills, notes and bonds. This is the governments way of printing money. Actually, it is creating more credit denominated in that countrys currency. However, it has the same effect it lowers the value of that countrys currency. As bonds flood the market, the supply outweighs the demand. The Keynesians believe that when aggregated demand exceeds productive capacity of the economy, the federal government can prevent inflationary overheating by reducing demand with a budget surplus generated by a combination of less spending and higher taxes. 4. When output and employment slowed in early 2008, the Bush Administration and the Democratic Congress passed a legislation sending households a check  for $600 for each adult (and $300 per child). These checks were financed by borrowing. Would a Keynesian favor this action? Why or why not? Answer: No, the Keynesian would not agree with this action because their opinion is generating a combination of less spending and higher taxes, not giving away money.

Bushs Speech to the Nation: Regaining Confidence :: Essays Papers

Bush's Speech to the Nation: Regaining Confidence On September 11 2001, the American public's image of continental security was shattered in the form of terrorist hijacked passenger planes slamming first into the world trade center towers in New York and then the Pentagon in Washington DC. America prior to the incident had been a peaceful unsuspecting economic giant. "Americans have known wars -- but for the past 136 years, they have been wars on foreign soil, except for one Sunday in 1941" (Bush par.11). The week following the suicide jet liner attacks found Americans filled with anger, fear, and a missing sense of direction. The public was at a complete loss concerning why the tragic act occurred and the steps that were being taken to overcome it. Only nine days after the attack, the public got its answers in the form of a presidential speech given from the capitol building in Washington DC. On September 20 2001, President George W. Bush's speech regained the public's confidence by speaking of justice, public safety, and unity. The most predominant strategy Bush uses to gain civic confidence is letting the public know justice will be delivered: "Our grief has turned to anger, and anger to resolution. Whether we bring our enemies to justice, or bring justice to our enemies, justice will be done" (par.5). This quote from Bush gives insight into why justice is an important topic for bringing America alive. Knowing the public is enraged and has revenge on its' mind, Bush shows a similar determination. In doing so, he reassures society that vengeance is on the right path. Bush makes the ultimate demands on the network of terrorist believed to be responsible, creating confidence from the publics desire for retribution: "Close immediately and permanently every terrorist training camp in Afghanistan, and hand over every terrorist, and every person in their support structure, to appropriate authorities. (Applause.) Give the United States full access to terrorist training camps, so we can make sure they are no longer operating. These demands are not open to negotiation or discussion"(par.21). According to former FBI agent G. Gordon Liddy, these requests are successful at reassuring the public because unconditional surrender is a convincing way to communicate to Americans that the President means business: "General U.S. 'Unconditional Surrender' Grant received unconditional surrender from General Robert E. Lee at Appomattox Court House to end America's bloodiest war. Such was never the goal in Vietnam or the Gulf War.

Physiological and psychological responses Essay

Attainment tests are an important aspect of measuring knowledge demonstrated or the outcomes that following instructions in a specific program. Intelligence tests determine an individual’s abilities being a reflection of experience gained in other means not necessarily part of school curriculum. However, examinee performance in these tests has been noted to vary from one kind of environmental setting to the other due to a number of both environmental and examinee factors (Pinku & Birenbaum, 1997).. For instance, environmental factors such as climatic stress due to global warming have over time impacted greatly on the conditions under which psychological tests are taken. Test environments vary substantially from place to place and also due to the cognitive demands of an assessment task. Recently, there have been extensive studies conducted to analyze the impact of test environments on mental performance. Much emphasis has especially been laid on the test environments that impact negatively on performance in tests and which are responsible for the misrepresentation of the competence of one’s mind. Test anxiety Test anxiety encompasses the behavioral, physiological and psychological responses that reflect apprehension regarding a possibility of failing during an evaluative test. Studies have indicated that there is a direct correlation between test anxiety and poor test scores (Gregory, 1996). However, there are two categories of test anxiety: (1) those who suffer from interfering thoughts during an exanimation and which compromise performance; and (2) those who suffer from the inability to learn by organizing the necessary information for recall when taking a test. The first category is referred to as the interference model while the second is referred to as the skill deficit model. According to research, test anxiety due to the inability to organize and learn essential information could be enhanced by inadequate study behaviors. This leads to poor scores since the examinee never learns the necessary material and which is the most basic requirement for good performance. Thus, test anxiety in such an occasion is usually exacted by unpreparedness and not performance decline per se (Holahan & Culler 1980). With reference to the condition of interfering thoughts, high anxiety leads to responses and thoughts that are not relevant to the test and these occupy much of the processing space in the mind. Competition for processing space by these responses affects the test related responses that are important for succeeding in an evaluation test. This leads to poor performance as test anxiety causes problems in recalling test-relevant information learned due to the maladaptive responses associate with irrelevant thoughts. Studies have shown that the test examiner can help the examinees in handling test anxiety by encouraging and helping them to relax before administering the test. Preparing adequately before a test can help learners to avoid studying at the last minute which increases anxiety. Being at the examination room quite on time and thinking about what ones knows about the subject being tested rather than what one does not know also helps reduce anxiety. Concentrating on the positive rather than negative and irrational thoughts can help in maintaining the mind at peace and hence reducing anxiety. It is also necessary that stressful tasks or situations are not scheduled just before one takes a test. Climatic Stress The physical conditions in which an examinee takes a test has an immense impact on the test’s score. For instance the environmental conditions such as high temperatures and humidity in the tropical region where close to two-thirds of the whole world population take their tests are unfavorable. It is important to note that systems that can correct such imbalances are not always available to every examinee. In the tropics for instance, examinees take tests in an environment with high and uncomfortable heat and high humidity. Current studies indicate that environmental stressors like high humidity and temperate can by impairing mechanisms such as selective attention and short-term memory affect performance negatively. According to Auliciems (1972), the short-term memory is paramount for the basic processing of information during a test. On the other hand, selective attention is a requisite for performing successfully in a psychological test. These aspects of the mind are essential in enabling the examinee to rule out stimuli that is irrelevant to the test task especially when an examinee ought to think laterally (Gregory, 1996). Given their importance in influencing test scores, these two domains: selective attention and auditory short-term memory have been studied through the Stroop and Digit span tests respectively and found to impact negatively on performance if distorted. Incase of uncomfortable environmental stress, the administration can ensure a conducive environment by installing the appropriate corrective measures such as air conditioning systems. Other factors such as hostility between the examiner and examinee which can significantly distract the two domains or block concentration can be effectively handled by seeking help from a mentor or a counselor. This helps the examinee to relax and take the test positively. It is indeed important that the mind as well as the body work in the most conducive environment for impressive test results to be attained. References Auliciems, A. (1972). Some observed relationships between the atmospheric environment and Mental work. Environmental Research, 5, pp. 217-240. Gregory, R. J. (1996). Psychological testing: History, principles, and applications (2nd Ed. ). Needham Heights, MA: Allyn & Bacon. Holahan, C. J. , & Culler, R. E. (1980). Test anxiety and academic performance: The effects of study related behaviors. Journal of Educational Psychology, 72, pp. 16-20. Pinku, P. , & Birenbaum, M. (1997). Effects of test anxiety, Information organization, and testing situation on performance on two test formats. Contemporary Educational Psychology, 22, pp. 23-38.

Physics - 2327 Words

Experiment Picket Fence Free Fall 5 We say an object is in free fall when the only force acting on it is the earth’s gravitational force. No other forces can be acting; in particular, air resistance must be either absent or so small as to be ignored. When the object in free fall is near the surface of the earth, the gravitational force on it is nearly constant. As a result, an object in free fall accelerates downward at a constant rate. This acceleration is usually represented with the symbol g. Physics students measure the acceleration due to gravity using a wide variety of timing methods. In this experiment, you will have the advantage of using a very precise timer connected to the calculator and a Photogate. The†¦show more content†¦If the acceleration of your Picket Fence appears constant, fit a straight line to your data. a. b. c. d. e. 5-2 Press ENTER , and select RETURN TO MAIN SCREEN from the SELECT GRAPH screen. Select ANALYZE from the main screen. Select CURVE FIT from the ANALYZE screen. Select LINEAR (VELOCITY VS TIME) from the SELECT CURVE FIT screen. Record the slope of the fitted line in the Data Table. Modified from and reported with permission of the publisher Copyright (2000), Vernier Software Technology Physics with Calculators Picket Fence Free Fall f. Press ENTER to see the fitted line with your data. g. To return to the main screen, press ENTER , and then select RETURN TO ANALYZE SCREEN, finally selecting RETURN TO MAIN SCREEN. 9. To establish the reliability of your slope measurement, repeat Steps 6 through 9 five more times. Do not use drops in which the Picket Fence hits or misses the Photogate. Record the slope values in the Data Table. DATA TABLE Trial 1 2 3 4 5 6 2 Slope (m/s ) Minimum Maximum Average 2 Acceleration (m/s ) Acceleration due to gravity, g Precision  ± m/s2 % ANALYSIS 1. From your six trials, determine the minimum, maximum, and average values for the acceleration of the Picket Fence. 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